body { overflow-x: hidden; }
All Case Studies
Nº 003

A Path to Stability for a Family Business

Financing Breakdown

Risks

The company would likely enter bankruptcy, putting corporate assets and personal guarantees at risk.

Scenario

Turnaround

Industry |

Utility Services

Key Challenges

Challenged financial results
Project-based revenue volatility
Cyclical end markets

Loan Type

Factoring Facility

Outcomes

Working Capital Restored
Factoring permitted greater working capital, allowing the company to execute on its busy season.
Liability Reduction
The facility paid out the operating lender and reduced CRA balances, lowering day-to-day pressure.
Growth Enablement
With cash freed up, they pursued larger bids, executed on the pipeline, and grew the business.

Lender Type

Private Credit
Bank

Result |

Working Capital Restored
Read More
Arrow Down Icon

Overview

A Path to Stability for a Family Business

Diamond Willow arranged a $2 million factoring facility that paid out the operating lender and restored working capital flexibility.

The business is an owner-operated inspection and engineering company serving Western Canada since 1995. What began in Alberta as a pipeline NDT outfit now runs conventional NDT and related services from Calgary, Edmonton, Red Deer, and Medicine Hat.

When a father and son learned their bank would end their relationship with little warning, their accountant referred them to us for a quick solution. We built a strong case based on solid invoices and a healthy pipeline, then quickly arranged factoring to speed up collections, keep technicians working, and ease daily cash pressure.

Watch Video Testimonial

The Challenges

  • Challenged financial recent results with CRA balances outstanding.
  • Project-based revenue complicated forecasting and working capital.
  • Exposure to cyclical end-user markets.

Risk Mitigants

  • Robust revenue pipeline across major products.
  • High-quality client base reduced counterparty risk.
  • Aligned management injected additional capital.

The Outcome

The facility ensured payroll was met, employees remained busy, and revenue continued to come in. The new lender paid off the operating lender and eased CRA pressure, allowing the father and son to focus on growing the business rather than struggling with working capital.

$2M facility

in place.

100% payout

of the operating lender.

2 lenders addressed,

plus CRA.
Back to Top
Arrow Down Icon

More Case Studies

Other Success Stories.

All Case Studies
Turnaround
November 19, 2025
International Marine Asset Financing
Diamond Willow secured a $20 million term loan on a marine asset, cutting borrowing costs by over 70%.
Read More
Turnaround
November 19, 2025
Working Capital in Place for High Season
Diamond Willow arranged a $1 million factoring line of credit in Alberta.
Read More
Turnaround
November 19, 2025
From Multiple Defaulted Loans to a Single Partner
Diamond Willow secured a $40 million senior term loan that recapitalized the entire capital stack with one lender.
Read More