When your acquisition is in sight, but financing isn’t — we help lenders see things differently.

Banks typically don’t decline financing on a business's fundamentals; more frequently, it’s because of the deal structure, risk allocation, or supporting diligence not fitting their lending mandate. A structure-first approach clarifies whether approval is possible and can often reopen doors, even after an initial refusal.

Other major banks typically use similar credit criteria and risk models, so outcomes are often unchanged unless the structure undergoes significant evolution. A targeted structure review is the fastest way to determine whether a revised approach can restore bankability or if alternative lenders are required.

If your deal was declined, it’s crucial to determine whether the fundamentals or structure were the barrier. In many cases, restructuring the offer around lender priorities unlocks conventional financing; when it cannot, a disciplined process with private credit providers ensures you receive competitive terms.

Private credit usually commands higher rates but may include greater covenant flexibility. In the short term. While these lenders fill important gaps, a structure that aligns with bank mandates typically secures lower-cost capital and greater operational flexibility.

Your legal and accounting advisors are crucial to the process; however, structuring, packaging, and marketing acquisition debt require expertise in capital markets, access to lenders, and disciplined negotiation. We coordinate with your team but bring the specialized skillset and relationships required to secure the best terms.

Our fees are transparent and success-based, typically ranging from 1.5% to 2.5% of the debt raised, paid from the proceeds at funding. In some cases, a modest monthly retainer or break fee may apply. We work exclusively for you, never for lenders, aligning our interests with yours.